Text box margins: What works best for you and why?

[GeneDavis]

Chief has the OOB margins set for 1" all around, and this works OK for me for 1/4" scale.  I've proportionalized the margins for the larger detailing scales of 1/2", 3/4", 1", 1-1/2", and 3".  I go for all anno text height at 3/32" on layout.  Titles are bigger.

 

I use the text box corners for aligning text when doing detailing and annotation, and this seems to be OK spacing.

 

What works for you?