I can no longer afford to pay over $2,000 a year for a subscription service. Then to find out I can't use the software and I no longer have access to the program after paying for years. I use it occasionally so I think X15 is the last SSA program that can continue to be used even without a subscription etc. Does anyone know if this is true? elainesdesign17@outlook.com is my email as I find this forum difficult to get answers