The impression I have from looking at the room specification panel's elevation diagram is the insulation is sitting on the footing. I want it to sit next to it. That is to say the top of footing equals to top of insulation. In doing so, the concrete slap should then logicall be resting on the top of footing. Currently, the insulation sits on the top of the footing which forces the stem wall height to increase by the thickness insulation layer. I would think it is not a big deal since all the relevant interior room wall heights and clearances would be account for with the taller stem wall. However, a higher stem wall increases the materials list concrete calc and building permits can not be submitted with stem walls taller than 10' without additional engineering certication. This situation causes the stem wall to be 10' 2". This background on why I am asking for a solution that keeps stem wall at 10' while having interior wall height and clearances the same with 2 inch foam layer in the floor structure.
Any further ideas would be appreciated.